Mudarabah Pension Scheme “Sanchaye Shukh”

By opening Mudarabah Pension Scheme “Sanchaye Shukh” an account holder will get monthly pension as social safety.

Key Features:

  • Tenures from 3, 5 & 7 years.
  • Monthly Installment from TK. 3000/-, 5,000/-, 10,000/-, 20,000/-, 30,000/-, 40,0000/- & 50,000/-.
  • Highest profit rate for short term tenure.
  • The account holder will receive monthly pension in installments along with principal gains.
  • Customer must be maintain a Mudarabah Savings Account for pay monthly installment and receive monthly pension.
  • Installment fixed at opening the account. Once chose the installment/Tenure can’t rectify it further.
  • Account can be operated by singly.
  • Deposit the installment at any branch/sub branches through the month around the country.
  • If any customer failed to pay the installment for consecutive three (3) months, the account will be closed automatically.
  • Tk. 5/- will be pay penalty amount per thousand afield due installment and penalty amount double in due tow installment.
  • In case of early encashment, Profit calculation will be as below;

– Closed Before One Year – Only principal amount will be paid.

– Closed After one Year but before Two years Profit will be provided at Savings Rate.

– Closed after two years but before maturity account holder will be received provisional profit rate of one year MTDR.


  • Maturity value is subject to proper and regular payment of the prescribed monthly installments.
  • Maturity Amount showed here is subject to income tax and/or other levies.

Documents needed for availing the service:

  1. One copy passport size photograph of the applicant.
  2. One copy passport size photograph of the nominee (photograph to be attested by the applicant).
  3. Photocopies of National ID/Passport of both applicant and nominee.
  4. TIN Certificate (if applicable).


  • Minimum Age: 18 years.
  • Citizen of Bangladesh.

For details, please visit your nearest branch of FSIB.

Click Here to Find your Nearest Branch

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