By opening Mudarabah Pension Scheme “Sanchaye Shukh” an account holder will get monthly pension as social safety.
Key Features:
- Tenures from 3, 5 & 7 years.
- Monthly Installment from TK. 3000/-, 5,000/-, 10,000/-, 20,000/-, 30,000/-, 40,0000/- & 50,000/-.
- Highest profit rate for short term tenure.
- The account holder will receive monthly pension in installments along with principal gains.
- Customer must be maintain a Mudarabah Savings Account for pay monthly installment and receive monthly pension.
- Installment fixed at opening the account. Once chose the installment/Tenure can’t rectify it further.
- Account can be operated by singly.
- Deposit the installment at any branch/sub branches through the month around the country.
- If any customer failed to pay the installment for consecutive three (3) months, the account will be closed automatically.
- Tk. 5/- will be pay penalty amount per thousand afield due installment and penalty amount double in due tow installment.
- In case of early encashment, Profit calculation will be as below;
– Closed Before One Year – Only principal amount will be paid.
– Closed After one Year but before Two years Profit will be provided at Savings Rate.
– Closed after two years but before maturity account holder will be received provisional profit rate of one year MTDR.
lnstallment | Monthly Payable for the next 3 years upon maturity of 3 years tenure (with TIN) | Monthly Payable for the next 3 years upon maturity of 3 years tenure (without TIN) | Monthly Payable for the next 5 years upon maturity of 5 years tenure (with TIN) | Monthly Payable for the next 5 years upon maturity of 5 years tenure (without TIN) | Monthly Payable for the next 7 years upon maturity of 7 years tenure (with TIN) | Monthly Payable for the next 7 years upon maturity of 7 years tenure (without TIN) |
---|---|---|---|---|---|---|
3000
|
3895 | 3840 | 4735 | 4615 | 5860 | 5650 |
5000
|
6490 | 6395 | 7900 | 7705 | 9765 | 9415 |
10000
|
12990 | 12805 | 15795 | 15405 | 19430 | 18730 |
20000
|
25970 | 25600 | 31420 | 30640 | 38805 | 37405 |
30000
|
38840 | 38285 | 47130 | 45960 | 58350 | 56250 |
40000
|
51690 | 50945 | 62905 | 61345 | 77905 | 75105 |
50000
|
64710 | 63785 | 78760 | 76810 | 97510 | 94010 |
Note:
- Maturity value is subject to proper and regular payment of the prescribed monthly installments.
- Maturity Amount showed here is subject to income tax and/or other levies.
Documents needed for availing the service:
- One copy passport size photograph of the applicant.
- One copy passport size photograph of the nominee (photograph to be attested by the applicant).
- Photocopies of National ID/Passport of both applicant and nominee.
- TIN Certificate (if applicable).
Eligibility:
- Minimum Age: 18 years.
- Citizen of Bangladesh.
For details, please visit your nearest branch of FSIB.