Special Deposit Scheme for simplify performing Haj.
Key Features:
- Tenures from 1 to 20 years.
- Installment fixed by choosing the tenure or vice versa. Once chose the installment/Tenure can’t rectify it further.
- Deposit the installment at any branch through the month around the country.
- Facility for depositing the installment in advance but have to pay penalty for due installment (up to BDT 5000, the penalty is 25 tk and more BDT 5000, penalty is 50tk).
- If any customer failed to pay the installment for consecutive three (3) months, the account will be closed automatically.
- Installment have to deposit within 20th day of the month.
- In case of early encashment, Profit calculation will be as below;
- – Closed before one year – no profit will be provided.
- – Closed after one year but before maturity- profit at savings rate.
The below maturity amount table shows the different installment amounts on available tenures:
| Year(s) | Monthly Installment | Total Payable (approx..) with Profit |
|---|---|---|
| 20 | 1,600 | 8,39,513 |
| 19 | 1,700 | 8,12,971 |
| 18/ | 1,800 | 7,82,576 |
| 17 | 1,900 | 7,48,870 |
| 16 | 2,100 | 7,47,964 |
| 15 | 2,200 | 7,05,516 |
| 14 | 2,400 | 6,90,079 |
| 13 | 2,600 | 6,67,051 |
| 12 | 2,800 | 6,37,352 |
| 11 | 3,000 | 6,01,822 |
| 10 | 3,200 | 5,61,221 |
| 9 | 3,700 | 5,61,790 |
| 8 | 4,200 | 5,45,420 |
| 7 | 4,700 | 5,14,004 |
| 6 | 5,200 | 4,69,266 |
| 5 | 6,200 | 4,48,990 |
| 4 | 7,700 | 4,29,688 |
| 3 | 10,200 | 4,11,307 |
| 2 | 15,200 | 3,93,800 |
| 1 | 30,500 | 3,80,869 |
Note:
- Maturity amount is subject to regular payment of the prescribed monthly installments.
- Maturity amount is subject to the deduction of the income tax and/or other levies.
Documents needed for availing the service:
- One copy passport size photograph of the applicant.
- One copy passport size photograph of the nominee (photograph to be attested by the applicant).
- Photocopies of National ID Card/Passport/Driving License of both applicant and nominee.
- TIN Certificate (if applicable).
- Introducer (if case of new account applicant and/or applicable).
Eligibility:
- Minimum Age: 18 years.
- Citizen of Bangladesh.
For details, please visit your nearest branch of FSIB.